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How it works

From real life to a tracked expense.

Kaya removes the typing, the categorizing, and the math. However an expense happens, the AI turns it into a clean record you simply confirm.

  1. Kaya mascot with a calculator
    1

    Capture it your way

    Type a quick note, snap a receipt, forward a bank email, tap with Apple Pay, or ask Siri. Every route takes plain language. There is no form to fill.

  2. Kaya mascot travelling
    2

    Kaya reads and understands

    An AI agent powered by Gemini reads the amount, merchant, date, and currency. It picks the right category and account from your household, and converts foreign currency to your home currency.

  3. Kaya mascot reviewing an account
    3

    You glance and confirm

    Kaya shows you a clean, prefilled expense. Adjust anything, then save. Nothing is logged silently, so your books always stay yours.

  4. Kaya mascot reviewing wealth
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    See where the month landed

    Home shows your net cashflow and top categories. Wealth shows net worth across accounts. History lets you search everything you have logged.

Five ways in

Capture however the spend happens.

  • Type it “lunch 18 at maxwell, paid cash”
  • Snap a receipt A photo becomes line items you review
  • Apple Pay Tap to pay, then it logs automatically
  • Forward an email Bank and merchant alerts parsed for you
  • Ask Siri Add an expense by voice, hands free

Ready to try it?

Kaya is free today, with every feature included.

Coming soon on the App Store Open the web app