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Features

Everything you need to track a household's money.

These ship today, and they are all free. AI capture and all.

Natural language capture

Jot an expense the way you would tell a friend. An AI agent powered by Gemini turns it into a structured record.

Receipt scan

Photograph a receipt and Kaya pulls out the line items. You review before anything saves.

Apple Pay auto capture

Tap to pay with your iPhone, and the purchase logs to Kaya on its own.

Email forwarding

Forward bank and merchant alerts. Kaya reads them and files the expense.

Connect AI (MCP)

Connect Claude or any MCP client and ask about your finances, answered live and read only against your real data.

Siri and Shortcuts

Capture an expense hands free, from anywhere on your iPhone.

Multiple currencies

Spend abroad and Kaya converts to your home currency automatically.

Households

Run a shared pool or split finances. Kaya tracks who owes what and settles up.

Net worth and cashflow

See net worth across your accounts and where each month landed.

History and search

Browse by month and search everything you have ever logged.

Private by default

No data sold or shared. Anonymized analytics you can switch off. Export or delete anytime.

More is on the way.

Budgets, recurring bills, and trips are coming next. The way you capture an expense stays exactly the same: effortless.